IT IS IMPORTANT THAT YOU READ ALL THE TERMS AND CONDITIONS CAREFULLY.

Citi FM owns and operates this Web, located at http://www.citifmonline.com/ (the Web site).

This Terms of Use Agreement (this Agreement) states the terms and conditions under which you may access and use the Web site. By accessing and using the Web site you are indicating your acceptance to be bound by the terms and conditions of this Agreement.

If you do not accept these terms and conditions, you must not access or use the Web site.

IF YOU ARE DISSATISFIED WITH THE TERMS, CONDITIONS, RULES, POLICIES, GUIDELINES OR PRACTICES, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING IT.

Citi FM may revise this Agreement at any time by updating this posting. Use of the Web site after such changes are posted will signify your agreement to these revised terms.

You should visit this page periodically to review this Agreement.

Opinions expressed here are those of the writers and do not reflect those of Citifmonline.com. Citifmonline.com accepts no responsibility legal or otherwise for their accuracy of content.

Please report any inappropriate content to us, and we will evaluate it as a matter of priority.

THE WEB SITE AND ALL CONTENT IS PROVIDED AS IS. BY ACCESSING AND USING THE WEB SITE YOU ACKNOWLEDGE AND AGREE THAT USE OF THE WEB SITE AND THE CONTENT IS ENTIRELY AT YOUR OWN RISK.

Citi FM MAKES NO REPRESENTATIONS OR WARRANTIES REGARDING THE WEB SITE AND THE CONTENT, INCLUDING, WITHOUT LIMITATION, NO REPRESENTATION OR WARRANTY (I) THAT THE WEB SITE AND/OR CONTENT WILL BE ACCURATE, COMPLETE, RELIABLE, SUITABLE OR TIMELY; (II) THAT ANY CONTENT, INCLUDING, WITHOUT LIMITATION, ANY INFORMATION, DATA, SOFTWARE, PRODUCT OR SERVICE CONTAINED IN OR MADE AVAILABLE THROUGH THE WEB SITE WILL BE OF MERCHANTABLE QUALITY OR FIT FOR A PARTICULAR PURPOSE; III) THAT THE OPERATION OF THE WEB SITE WILL BE UNINTERRUPTED OR ERROR FREE; (IV) THAT DEFECTS OR ERRORS IN THE WEB SITE WILL BE CORRECTED; (V) THAT THE WEB SITE WILL BE FREE FROM VIRUSES OR HARMFUL COMPONENTS; AND (VI) THAT COMMUNICATIONS TO OR FROM THE WEB SITE WILL BE SECURE OR NOT INTERCEPTED.

This privacy statement is applicable to all Citi FM web-sites.
The Citi FM respects the privacy of its Internet users and will protect that privacy as vigorously as possible.

Citi FM does not collect information that personally identifies individuals except when individuals provide such specific information on a voluntary basis. There may be occasions where specific personal information is requested before an individual can enter certain sections of a Citi FM site.

For example, registration is needed to enter the Fantasy Pool of the Hockey Night in Canada site or to participate in any Citi FM online forum. This kind of registration helps us to ensure that content standards on these sections of the site are rigorously upheld or that contact can be made with prize winners.

Information requested in order to personalize the Citi FM homepage or any other Citi FM site section would be a similar example.
In all such cases, Citi FM will collect only information that is voluntarily provided by the user and undertakes that such information will be kept strictly confidential. Individual information provided to the Citi FM to gain access to any Citi FM site will not be sold or made available to a third party.

Citi FM does reserve the right, however, to perform statistical analyses of user behavior and characteristics, in order to measure interest in and use of the various sections of its sites so as to improve design and navigation and to gather marketing information. Only aggregated data from these analyses, not individual data, will be used for this purpose.

As well, users should be aware that certain non-personal information and data may be automatically collected by the Citi FM through the operation of what are called "cookies". "Cookies" are small text files that identify an individual computer's browser entering a web site. They allow the site to track that browser's movement through the site over several sessions.

Through cookies, a web site can recognize repeat users, facilitate the user's access to and use of the site and allow a site to track usage behavior that will allow content improvements.

The Citi FM uses cookies only for the above-mentioned purposes and will not use them to identify users or to track non-Citi FM usage.

If you do not want a cookie placed on your computer by the Citi FM, you may disable cookies altogether by modifying the Preferences section of your Netscape or Internet Explorer browser (under Edit/Preferences/Advanced).

Note that it is possible that some aspects of Citi FM sites may be unavailable to you if you choose this option.
If you have no problem accepting cookies, but wish to be informed of their appearance, you may turn on a warning prompt by modifying the cookie warning section in Edit/Preferences/Advanced.